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Michael Tzakas

Sales Representative
RE/MAX Hallmark Realty Ltd, Brokerage Independently owned and operated. 685 Sheppard Ave East, Richmond Hill, Ontario M2K 1B6 Cell: 416-561-3911Office: 416-494-7653

$499,900
Available - For Sale
Listing ID: X12922970
872 Elgin Street North , Waterloo, N1R 8C2, Waterloo


There's something special about finding a home that feels right the moment you walk in and this one delivers exactly that. Located in North Galt, 872 Elgin St N. is a thoughtfully updated 2-story semi-detached home that offers 1,067 sq. ft. above grade plus an additional 213 sq. ft. of finished lower-level living space. It's an affordable home that balances comfort, function, and the opportunity of home ownership. The main floor is designed for everyday living, featuring a bright and inviting living room at the front of the home, highlighted by a large bay window that fills the space with natural light. Toward the back, the updated kitchen (done in 2016 (fridge 2024)) and dining area come together seamlessly, offering ample storage, ease and flow. A sliding patio door (2022) extends your living space outdoors, leading directly to the fully fenced backyard (2020). Upstairs, you'll find three (3) spacious bedrooms, each offering great closet storage and flexibility for families, guests, or a home office. There is also a newly renovated 4-piece bathroom (2021) that completes the second level. The finished lower level adds valuable versatility with a cozy recreation room, bar area, 3-piece bathroom and laundry (new washer & dryer 2023). The furnace and A/C were both replaced in 2025 (owned), new windows throughout (2022), and asphalt roof shingles (2009) and eavestrough (2024) . Step outside to the backyard designed for both privacy and enjoyment. The large deck is perfect for summer BBQs and gatherings, while mature trees create a peaceful setting. A fully insulated detached garage, located within the fenced yard, adds year-round functionality for parking, storage, or workshop use. Located in a central and established neighbourhood, you're close to schools, parks, shopping, and major routes, making day-to-day living convenient and connected.
Price $499,900
Taxes: $3504.94
Assessment Year: 2025
Occupancy: Owner
Address: 872 Elgin Street North , Waterloo, N1R 8C2, Waterloo
Acreage: < .50
Directions/Cross Streets: Franklin Blvd
Rooms: 4
Rooms +: 2
Bedrooms: 3
Bedrooms +: 0
Family Room: T
Basement: Full, Partially Fi
  Level/Floor Room Length(ft) Width(ft) Descriptions
Room 1 Main Dining Ro 7.28 9.58
Room 2 Main Kitchen 8.69 9.77
Room 3 Main Living Ro 16.01 11.61
Room 4 Second Primary B 14.01 9.94
Room 5 Second Bedroom 2 7.81 10.56
Room 6 Second Bedroom 3 8.17 9.84
Room 7 Second Bathroom 4.95 7.02
Room 8 Basement Bathroom 3.9 7.77
Room 9 Basement Recreatio 15.48 11.45
Room 10 Basement Other 4.26 4.3 B/I Bar
Room 11 Basement Laundry 15.68 9.28
Washroom Type No. of Pieces Level
Washroom Type 1 4 Second
Washroom Type 2 3 Basement
Washroom Type 3 0
Washroom Type 4 0
Washroom Type 5 0
Total Area: 0.00
Approximatly Age: 31-50
Property Type: Semi-Detached
Style: 2-Storey
Exterior: Vinyl Siding, Brick Front
Garage Type: Detached
(Parking/)Drive: Available
Drive Parking Spaces: 4
Park #1
Parking Type: Available
Park #2
Parking Type: Available
Pool: None
Approximatly Age: 31-50
Approximatly Square Footage: 700-1100
Property Features: Fenced Yard, Hospital
CAC Included: N
Water Included: N
Cabel TV Included: N
Common Elements Included: N
Heat Included: N
Parking Included: N
Condo Tax Included: N
Building Insurance Included: N
Fireplace/Stove: N
Heat Type: Forced Air
Central Air Conditioning: Central Air
Central Vac: N
Laundry Level: Syste
Ensuite Laundry: F
Sewers: Sewer
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Percent Down:
Down Payment $ $ $ $
First Mortgage $ $ $ $
CMHC/GE $ $ $ $
Total Financing $ $ $ $
Monthly P&I $ $ $ $
Expenses $ $ $ $
Total Payment $ $ $ $
Income Required $ $ $ $

This chart is for demonstration purposes only. Always consult a professional financial advisor before making personal financial decisions.

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This calculator is for demonstration purposes only. Always consult a professional financial advisor before making personal financial decisions.
Although the information displayed is believed to be accurate, no warranties or representations are made of any kind.
ROYAL LEPAGE MACRO REALTY
Personal Picture
Michael Tzakas
Sales Representative
Dir:
416-561-3911
Bus:
416-494-7653
 
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At a Glance:
Type: Freehold - Semi-Detached
Area: Waterloo
Municipality: Waterloo
Neighbourhood: Dufferin Grove
Style: 2-Storey
Lot Size: x 98.43(Feet)
Approximate Age: 31-50
Tax: $3,504.94
Maintenance Fee: $0
Beds: 3
Baths: 2
Garage: 0
Fireplace: N
Air Conditioning:
Pool: None
Locatin Map:
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